We help your clients see into the future
Financial & Lifestyle Cashflow Modelling Specialists
Financial and lifestyle cashflow modelling is a vital tool in bringing financial planning to life, allowing your clients to see and fully appreciate the impact you can have on their future goals and aspirations
Why your clients need cashflow modelling by Future-InSight
“The future depends on what we do in the present.” Mahatma Gandhi
We help Financial Planners focus on what they do best however not everyone has the ability to understand the numbers. It can be equally difficult to fully appreciate that decisions made today can have a significant impact on the achievement of future dreams. At Future-InSight we take the time to review your clients’ data, understand their current position and based on your planning strategy, build bespoke scenarios that allow your clients to see what a possible future could look like.
With over 20 years combined expertise specifically in cashflow modelling and over 50 years of client facing experience, we know what a good cashflow should look like.
How we work with you
“Coming together is a beginning, staying together is progress, working together is success.” Henry Ford
Collaboration and communication are key if we are to deliver robust, bespoke and ultimately professional cashflow models for you to use with your clients. Once we have been engaged, we will work with you to understand what your client wants to achieve and what your plans are to get them there. We will talk you through each of the stages and, once complete, help you understand the models and how to articulate them to your clients.
At all times, our aim is to support you in achieving the best outcome for both you and your clients.
The value we bring to your business
“Strive not to be a success, but rather to be of value.” Albert Einstein
There are many ways that cashflow modelling can bring value to your business and we genuinely believe that here, at Future-InSight, we are uniquely qualified to maximise each and every one of them. It is quite literally all we do.
We will help you highlight the difference between the clients’ world without your support versus their world with you involved in it. We will help you communicate your plan in another language – visual and highly impactful. We will show you how to demonstrate a myriad of possibilities such as: early retirement, divorce and injury settlements, business sale values, IHT planning or just having as much fun as possible while they still can – the options really are innumerable.
And we will bring you value in …
Clarity through illustration
The plans we build will provide you with multiple illustrations that are simple to comprehend, easy to articulate and ultimately provide a clear route-map for the client. It is far easier to remember a picture than it is to remember words and figures – images create far more vivid memories.
Cashflow modelling should, after all, help bring true clarity to both simple and complex planning strategies in an easy to understand way – a picture truly does paint a thousand words.
Complementing your advice
When we work with you our sole aim is to provide you with a true representation of the plan you are creating for your clients. A good cashflow model should sit seamlessly alongside your advice, clearly evidence the strategy and highlight what the targeted outcome could look like.
The purpose of cashflow modelling is to help bring true financial planning to life and will, as a result, both complement and enhance your advice.
Allowing you to focus on your strengths
How many times do you wonder where the day has gone? Great financial planning requires absolute focus, time to consider and plan, time to review and clarify and so the list goes on. Building cashflows that truly represent what you are aiming to achieve can be time consuming as they equally require intense focus, consideration, review and clarification.
At Future-InSight, we will give you back that time; time to focus on your clients’ journey, time to fine-tune the strategy and time to spend with more clients.
Helping guide your strategic direction
There are often many routes to achieving the right outcomes for your clients but ultimately there is always a “best route”. Working through multiple strategies can be heavy going – re-keying data entries or going old school with a pen, paper and calculator. Typically the more you have, the likelier it is that small, unintended differences can creep in.
Tell us your ideas and we will bring them to life and along the way maybe even suggest some of our own based on many years of experience.
Testing your ideas can save you time, effort, frustration and allow you to focus on “your best plan”.
Maintaining happier and more engaged clients
A fully engaged client is a happy client and a happy client is going to stay with you longer, complete more business and provide higher quality referrals. Time and again, feedback from Planners tells us that their clients genuinely value their cashflow models. The additional clarity provided by the illustrations, the ability to see the longer-term journey and the opportunity to shape the inputs results in a much greater level of engagement.
A client that embraces and owns their plan will actively want to revisit it every year and often at key points in their life that fall in between. It begs the questions – who wouldn’t want a cashflow model?
What Our Customers Say
“Cashflow modelling is a great and powerful tool in the right hands and a significant risk in the wrong hands.
I have worked with John for several years and both his general attention/eye for detail and applied mathematical intellect when it comes to building client cashflow models has made a real difference to my clients. His favourite phrase “The world without you and the world with you” always reinforces to me the value of financial plans, why I build them with clients and most importantly the reasons that they have to be comprehensive and precise. I have secured new clients as a result of referrals from my clients that have appreciated and respected the thought and effort required by conscientious cashflow modelling, which John has greatly supported me with. He will be a real asset to any business that he supports.”
Wes Nixon – Chartered Financial Planner, former Group Compliance Director and Industry Adviser
Client Stories
“Without the Cashflow, I would not have had the courage to go to the auction”
Pete was a dairy farmer, who had been farming for more than 30 years. Although still in his early 50’s, his back was beginning to give him trouble. Pete had two daughters, neither of whom had any interest in running the farm. So, although a third generation farmer, he had no one to leave the farm to.
Pete’s farmer father retired at 65 but did not live long to enjoy his retirement. Pete was anxious to ensure that he got more out of life.
Pete and his wife, Ros, had several sessions with their financial planner considering various permutations using cashflow modelling software before deciding to proceed to auction for the sale of the farm. The reserve at the auction was determined by the cautious cashflow model agreed with the financial planner. The farm was sold for the reserve price. Pete retired at 52!
In the 13 years since the auction, Pete has often stated ‘if it were not for the cashflow, I would not have had the courage to go to the auction.’
